Our Consumer Financial Services Regulatory practice helps financial services companies of all sizes understand federal and state rules, laws, regulatory supervision, examination, licensing, and compliance. Our team helps people with financing and our former government lawyers have a lot of experience dealing with complicated rules. We closely watch the Consumer Finance Protection Bureau (CFPB), Federal Trade Commission (FTC), U.S. Department of Justice (DOJ), and state regulators as they implement and enforce consumer financial laws. 

Our lawyers across the United States are dedicated to making sure our clients follow all federal and state laws, while understanding what our clients’ rights are under those laws. We are careful about identifying new rules and how they are being enforced. Our national practice groupworks together smoothly across practices and regions. This means we can provide the great and affordable service our clients want. 

Our capabilities span the entirety of enforcement processes. We help companies decide if they should report a suspected violation. We also help them through the investigations and settlements that may follow. We negotiate for best results in difficult situations and help boards, special committees, and individuals respond to the problems they are facing. Our experience in leading intricate internal investigations is well-recognized. Our team has former government lawyers who have experience representing financial services providers facing many different issues, including investigations by the CFPB and state regulators, as well as defending against actions brought by the DOJ, CFPB, FTC, and states. 

Our Consumer Financial Services litigation group covers a broad spectrum of matters that impact the consumer finance industry. We help and defend financial service companies across the country, in different areas, and in different cities. These companies include mortgage lenders and servicers, student loan companies, credit card companies, consumer finance institutions, and other financial intermediaries. 

Our litigation team is a strong group of experienced trial lawyers who represent our clients in cases brought before federal and state courts across the country. Our class action and in-house experts, along with former DOJ and GSE counsels, are well-versed in the intricate nature of consumer class actions. Our goal is to win or avoid difficult lawsuits with open-ended liabilities or strong regulators. We also have a dedicated group that has handled almost 1,000 cases involving individual mortgage servicing disputes. For these problems, we are happy to offer our clients a variety of billing plans. These plans include fixed fees and other ways to manage legal costs.